Non-FATCA Banks in Bosnia and Herzegovina

Don’t rely on this quick-reference guide, whatever you do! Check IRS website for a FATCA GIIN. Also check whether an intergovernmental agreement is in effect: TREASURY

The U.S. Department of the Treasury makes a show of all the jurisdictions entering into IGA’s and all the FATCA-registered FFI’s but for some strange reason they do NOT make it easy to find the jurisdictions without IGA’s or the banks in those jurisdictions that do NOT participate in FATCA.

Typically this website lists banks with a SWIFT BIC, and smaller banks tend not to have a SWIFT BIC.

If it shows a GIIN then they are FATCA registered.
Name of a financial institution
A FATCA-registered financial institution with a similar name
Banka Srpske AD Banja Luka NONE
Bobar banka ad Bijeljina NONE
BOR banka dd Sarajevo UBVM1D.99999.SL.070
Bor banka d.d. Sarajevo
Bosnia and Herzegovina
Bosna bank international d.d. Sarajevo NONE
Hypo Alpe-Adria-Bank a.d. Banja Luka VRLCYT.00002.ME.070
Hypo Alpe-Adria-Bank A.D. Banja Luka
Bosnia and Herzegovina
Hypo Hypo Alpe-Adria-Bank d.d. Mostar S93VWU.99999.SL.070
Hypo-alpe-adria bank Mostar
Bosnia and Herzegovina
Intesa Sanpaolo Banka d.d. Bosna i Hercegovina D9I1IN.00055.ME.070
Intesa Sanpaolo Banka Bosna Hercegovina
Bosnia and Herzegovina
Investiciono-komercijalna banka dd Zenica MI3TKC.99999.SL.070
Investiciono-komercijalna bank dd Zenica
Bosnia and Herzegovina
Komercijalna banka AD Banja Luka NONE
Komercijalno-investiciona banka dd V.Kladuša NONE
MF Bank, a.d. Banja Luka NONE
NLB Banka d.d., Tuzla NONE
NLB Razvojna banka NONE
Nova banka ad Banja Luka KPMQB6.99999.SL.070
Bosnia and Herzegovina
Pavlović International Bank a.d. NONE
Privredna banka Sarajevo d.d. Sarajevo NONE
ProCredit Bank Sarajevo IZE7QS.00003.ME.070
ProCredit Bank d.d.
Bosnia and Herzegovina
Raiffeisen Bank dd BiH 28CWN4.00005.ME.070
Raiffeisen Bank d.d. Bosna i Hercegovina
Bosnia and Herzegovina
Razvojna banka Federacije BiH NONE
Sberbank a.d. Banja Luka 4XVYDT.00002.ME.070
Sberbank a.d. Banja Luka
Bosnia and Herzegovina
Sberbank BH dd 4XVYDT.00001.ME.070
Sberbank BH d.d. Sarajevo
Bosnia and Herzegovina
Sparkasse Bank d.d. EKC559.00004.ME.070
Sparkasse Bank d.d.
Bosnia and Herzegovina
Unicredit Bank a.d. Banja Luka 938A8A.00075.ME.070
UniCredit Bank ad Banja Luka
Bosnia and Herzegovina
UniCredit Bank d.d. 938A8A.00078.ME.070
UniCredit Bank DD
Bosnia and Herzegovina
Union banka d.d. Sarajevo JSIDD3.99999.SL.070
Union banka d.d. Sarajevo
Bosnia and Herzegovina
Vakufska banka d.d. Sarajevo NONE
ZiraatBank BH d.d. WX0FU8.99999.SL.070
ZiraatBank BH d.d.
Bosnia and Herzegovina
The boundaries of the United States of America are the boundaries of the United States of America.

Around the world, people are learning that they are “citizens” of the U.S.A., and faced with criminal charges and devastating financial penalties for failing to report to Washington, D.C. their local bank accounts, when they don’t even live in the United States, and under the laws of their country, they are citizens only of their country.

Complicating the problem is that the U.S. Supreme Court gave them back their citizenship even if they did not want it. The court ruled in a manner consistent with U.S. Constitution, Amendment 14, which says:
All persons born or naturalized in the United States, and subject to the jurisdiction thereof, are citizens of the United States, and of the State wherein they reside.

But how can a country unilaterally acquire the authority to tax people overseas? These people are no more U.S.A. “citizens” than U.S. Senator Ted Cruz was a “Canadian” when he learned in 2013 that he was still a citizen of Canada under Canadian law.

The fee to renounce U.S. citizenship is $2,350.00 and they require five years of tax returns and sometimes an exit tax, and in some cases they keep taxing for ten more years. This is unacceptable.

If they want money they should repeal the income tax and use a federal sales tax, based on domestic consumption, which does not invade personal privacy. If you pay with cash there is no paper trail revealing what you buy, so why should there be a paper trail showing how much money you have, or make? Cars built overseas and sold in the U.S.A. would be taxed in the U.S.A., making the U.S.A. more competitive.