Non-FATCA Banks in Ghana



Don’t rely on this quick-reference guide, whatever you do! Check IRS website for a FATCA GIIN. Also check whether an intergovernmental agreement is in effect: TREASURY

The U.S. Department of the Treasury makes a show of all the jurisdictions entering into IGA’s and all the FATCA-registered FFI’s but for some strange reason they do NOT make it easy to find the jurisdictions without IGA’s or the banks in those jurisdictions that do NOT participate in FATCA.

Typically this website lists banks with a SWIFT BIC, and smaller banks tend not to have a SWIFT BIC.

If it shows a GIIN then they are FATCA registered.

In addition to these, there are 24 licensed savings and loans in Ghana, of which only one (ProCredit) is FATCA registered.
Name of a financial institution
A FATCA-registered financial institution with a similar name
ACCESS BANK (GHANA) LIMITED
ACCRA
ZGJY42.00003.ME.288
Access Bank Ghana Limited
Ghana
AGRICULTURAL DEVELOPMENT BANK
ACCRA
3NJBP5.99999.SL.288
Agricultural Development Bank
Ghana
ARB APEX BANK LIMITED
ACCRA
NONE
BANK OF AFRICA GHANA LIMITED
ACCRA
L551GP.99999.SL.288
BANK OF AFRICA GHANA LIMITED
Ghana
BANK OF BARODA (GHANA) LIMITED
ACCRA
8X4NG0.99999.SL.288
Bank of Baroda Ghana Limited
Ghana
BANK OF GHANA
ACCRA
NONE
BARCLAYS BANK OF GHANA LTD.
ACCRA
E1QAZN.00292.ME.288
Barclays Bank of Ghana Limited
Ghana
BSIC GHANA LTD
ACCRA
S6CW5G.99999.SL.288
BSIC GHANA LIMITED
Ghana
CAL BANK LIMITED
ACCRA
PENSU5.00002.ME.288
CAL ASSET MANAGEMENT COMPANY LIMITED
Ghana
ECOBANK GHANA
ACCRA
EBHLJ0.99999.SL.288
Ecobank Ghana Limited
Ghana
ENERGY BANK GHANA LIMITED
ACCRA
XSDF57.99999.SL.288
Energy Bank Ghana Limited
Ghana
FIDELITY BANK LIMITED
ACCRA
H0XU6I.99999.SL.288
Fidelity Bank Ghana Limited
Ghana
FIRST ATLANTIC MERCHANT BANK LIMITED
ACCRA
QN8WX7.99999.SL.288
First Atlantic Bank Limited
Ghana
First capital Plus Bank Limited 5C2MKG.99999.SL.288
First Capital Plus Bank
Ghana
GHANA COMMERCIAL BANK LIMITED
ACCRA
5DJ2KY.99999.SL.288
GCB Bank Limited
Ghana
GUARANTY TRUST BANK (GHANA) LTD
ACCRA
K18T07.99999.SL.288
GUARANTY TRUST BANK GHANA LIMITED
Ghana
HFC BANK (GHANA) LTD
ACCRA
N0J7PD.00000.LE.288
HFC BANK
Ghana
INTERCONTINENTAL BANK GHANA LIMITED
ACCRA
NONE
INTERNATIONAL COMMERCIAL BANK LTD.
ACCRA
F8DB0C.00014.ME.288
International Commercial Bank ,Ghana
Ghana
MERCHANT BANK (GHANA) LTD.
ACCRA
NONE
NATIONAL INVESTMENT BANK
ACCRA
Q7D39P.99999.SL.288
National Investment Bank Limited
Ghana
PRUDENTIAL BANK LIMITED
ACCRA
Q4QAAK.99999.SL.288
Prudential Bank Limited
Ghana
SG SSB LIMITED
ACCRA
QQA6ZW.00120.ME.288
SOCIETE GENERALE GHANA Limited
Ghana
STANBIC BANK GHANA LIMITED
ACCRA
RRGPS6.00000.LE.288
Stanbic Bank Ghana Ltd
Ghana
STANDARD CHARTERED BANK GHANA LIMITED
ACCRA
T04M9Y.00055.ME.288
Standard Chartered Bank Ghana Limited
Ghana
THE ROYAL BANK
ACCRA
TA5PC1.99999.SL.288
THE ROYAL BANK LIMITED
Ghana
TRUST BANK LTD THE
ACCRA
NONE
UNIBANK GHANA LIMITED
ACCRA
IN0PBD.99999.SL.288
uniBank Ghana limited
Ghana
UNITED BANK FOR AFRICA (GHANA) LTD
ACCRA
FTMA0U.00009.ME.288
United Bank for Africa Ghana Ltd
Ghana
UT BANK LTD
ACCRA
2R85PI.99999.SL.288
UT BANK LIMITED
Ghana
ZENITH BANK (GHANA) LIMITED
ACCRA
4UELJ1.00001.ME.288
ZENITH BANK GHANA LIMITED
Ghana
The boundaries of the United States of America are the boundaries of the United States of America.

Around the world, people are learning that they are “citizens” of the U.S.A., and faced with criminal charges and devastating financial penalties for failing to report to Washington, D.C. their local bank accounts, when they don’t even live in the United States, and under the laws of their country, they are citizens only of their country.

Complicating the problem is that the U.S. Supreme Court gave them back their citizenship even if they did not want it. The court ruled in a manner consistent with U.S. Constitution, Amendment 14, which says:
All persons born or naturalized in the United States, and subject to the jurisdiction thereof, are citizens of the United States, and of the State wherein they reside.


But how can a country unilaterally acquire the authority to tax people overseas? These people are no more U.S.A. “citizens” than U.S. Senator Ted Cruz was a “Canadian” when he learned in 2013 that he was still a citizen of Canada under Canadian law.

The fee to renounce U.S. citizenship is $2,350.00 and they require five years of tax returns and sometimes an exit tax, and in some cases they keep taxing for ten more years. This is unacceptable.

If they want money they should repeal the income tax and use a federal sales tax, based on domestic consumption, which does not invade personal privacy. If you pay with cash there is no paper trail revealing what you buy, so why should there be a paper trail showing how much money you have, or make? Cars built overseas and sold in the U.S.A. would be taxed in the U.S.A., making the U.S.A. more competitive.



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